- 求助翻译Ascreditfromtraditionalsourc
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As credit from traditional sources becomes more difficult to get, peer-to-peer or social lending （p2p借贷和社交借贷）between family members, friends, or strangers, helped along by online facilitators（sth that makes progress easier）—is trying to fill the gap. Vir
- Working wh us forces the parties to decide whether this is a loan or a gift," 如何翻译？
翻译：通过我们公司中介，促使当事人双方决定是贷款（带利息）还是借款（无息）。
We have found it reduces the default rate and the emotional fallout.
翻译：我们发现这不仅降低了倒债率，还缓和了感情问题。
default rate我网上查了一下，“倒债率”---贷款之后赖帐不还的人数占贷款人数的比率。
In other words, it helps to head off tension around the holiday dinner table.
翻译，换句话说，它帮助消除了节日餐桌上的紧张气氛。
我理解的意思是，以前亲戚朋友间借钱都是讲感情，讲面子，不好要别人利息也不好找别人还。在还钱之前大家节日聚会就难免会尴尬。现在有了中介，之前所有东西都谈好了，有保障了，就不用再惦记再尴尬。